- Frequently Asked Questions
Q Do you only use Fidelity mutual funds for your money management clients?
A We use a broad range of products from many different fund companies when constructing a client’s account. Our goal is to select the highest-quality funds that best meet the needs of each client’s overall portfolio strategy.
Q Why do I need an investment adviser?
A There are many reasons why someone chooses professional money management. A change in an individual's circumstances can often trigger a change in the way they deal with their money. For example, you may find a need for professional advice because of the necessity to preserve a significant lump-sum distribution from the sale of a business, an inheritance, or a bonus; reduce anxiety over unsettling market volatility; improve investment results; free up valuable time for more enjoyable pursuits; establish a trusted money management relationship for a spouse or heirs.
Q What are the advantages of becoming a Dion Money Management client?
A As a client of Dion Money Management, you will have a customized plan based on your investment goals. We monitor your portfolio, screening the best investment vehicles in pursuit of enhanced, risk–adjusted returns. Committed to offering you the highest level of service, our portfolio strategists and client service associates are available to answer your calls or emails from 8am to 5:30pm, Eastern time, Monday through Friday.
Q What is the minimum portfolio size you manage?
A Our minimum portfolio size is $100,000.
Q How do I know when trades are made in my portfolio?
A All of your funds are held in your name at custodians such as Fidelity, Schwab or the brokerage of your choice. When we make a trade in your portfolio, a confirmation will be sent to you directly by the custodian. Dion Money Management also prepares and sends quarterly statements to you summarizing all activity in your account.
Q What is an exchange-traded fund?
A Like a traditional actively managed mutual fund, an exchange traded fund (or ETF) is a fund composed of many different stocks, bonds or other individual securities. Unlike traditional mutual funds, however, ETFs passively track an existing index. Because of this “passive management,” ETFs often charge lower fees than similar, actively managed mutual funds. For some investors, there may also be beneficial tax consequences to holding an ETF instead of a mutual fund.
Q How do I become a client?
A It’s easy!
If you think professional money management might be right for you, call us toll-free at (800) 432-7447 and ask to speak to an investment adviser representative about a complementary review of your portfolio.
If you would like to become a client of Dion Money Management, our client services staff is ready to assist you.
Step 1: Simply send us your most recent brokerage account, 401(k), 403(b) or annuity statement(s) via U.S. mail, fax or e-mail:
Dion Money Management LLC
25 Main Street
Williamstown, MA 01267
Fax: (413) 458-5738
E-mail: Please send electronic statements to your investment adviser representative’s secure e-mail address.
25 Main Street
Williamstown, MA 01267
Fax: (413) 458-5738
E-mail: Please send electronic statements to your investment adviser representative’s secure e-mail address.
Step 2: We will send you a welcome package for you that includes:
- Investment Advisory Agreement
- Pre-completed transfer forms
- Postage-paid return UPS envelope